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Business Finance Services Australia |
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There is a wide range of available products designed to assist with the a business owners financing requirements as well as varied personal lending products (home & investment loans, etc). Listed below are many of the loan facilities we are able to arrange: |
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Loan Products available: |
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* Loan secured against selected leasehold businesses (see sample industries in notes below)
* Loan secured against selected freehold businesses (see sample industries in notes below)
* Commercial Property secured loans
* Home loans for both First Home Buyers and experienced home buyers
* Investment Property loans for residential properties
* Business Loans secured by residential property or commercial property
* Overdraft facilities for ongoing working capital
* Guarantee facilities for rental and supplier bonds
* Plant & equipment finance for purchase of new business equipment. Select the tab on the left for more - information on funding types, loan terms, acceptable security and purpose. * Inventory/Stock Finance to fund larger business cashflows
* Credit Card Advances for small working capital loans for retailers
* Vehicle leasing for delivery and other business vehicles (Lo Doc available up to $100k for well established businesses and conditions apply)
* Insurance Premium funding fund insurance over longer terms
Talk to us about what sort of finance you are after and we will work to engineer suitable products. ________________ Note: For the following specialised industries, we can assist with providing funding against the security of a range -of selected leasehold or freehold business types including: * Newsagencies * Pharmacies * Motels * Childcare facilities * Hotels *Independent supermarkets * Independent liquor stores * Professional practices (medical, veterinary, dental, legal, accountancy, financial planning) * Real estate rent rolls * Aged Care facilities * Franchises (we have about 100 franchise systems with formal lending arrangements. Others -outside of these may also be able to be used as security but at lower gearing levels)
For these businesses, a range of gearing levels can be provided. Let us know what sort of business you are -after or already own.
For other industries, call us and we can discuss what type of loan may be able to be made availablethese would be looked at on a case by case basis. |
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- Part of our role is to listen carefully to what our clients needs are and then tailor loan facilities to match these needs. To do this, we use our panel of over 40 lenders (including major Banks, Regional Banks, institutional funders and finance companies).
Areas we consider when preparing a tailored loan proposal are: * Product pricing (ie. Interest rates, fees, etc) * Loan repayment terms. These are influenced by the security being provided * Borrowers current financial situation, credit history, working background * Matching loans to security offered which can reduce interest rates and repayments * Ensuring loan repayments fit within the available income of the business (plus any other external income sources) * Size, nature & location of the business. Lenders have different credit criteria * Have sufficient allowances been made for purchase costs and ongoing working capital
We do not think a one size fits all approach is the right way to do business lending and we use our experience and knowledge of available products to ensure that clients are provided with the right finance to meet their needs now and in to the future.
-Need a business loan quote? Give us a call now on (02) 6368 7161 or send an email to:admin@businessfinanceaustralia.com |
